Terms of use

Thank you for visiting NFP Finance Limited Partnership and NCPFinance.com (“NCP Finance”). Your access to and use of NCP Finance’s website and/or services is exclusively governed by these terms of use. Please read the terms outlined below carefully before using NCP Finance’s website and/or services as, by accessing or using our website and/or services, you accept and agree to be bound by these terms of use. NCP Finance reserves the right, at our discretion, to modify, remove or add to these terms of use at any time.

The data contained on NCP Finance’s website and/or services is for informational purposes only, and is not represented to be free from any error. Our website and/or services are provided on an “as is, available basis.” NCP Finance does not warrant that any of the functions of the website and/or services will be uninterrupted or error-free, or that the website or services will be free of any or all harmful components. Any links to information not associated with NCP Finance are provided as a courtesy and do not constitute any endorsement by NCP Finance. Any loan you obtain from NCP Finance will be governed by loan documents that you will consent to if your loan is approved.

MODIFICATION

NCP Finance may from time to time make modifications, alterations or changes to its website and/or services, including the terms of use, without prior notice. Please check the terms of use page periodically as your continued use of NCP Finance’s website or services following the modifications, additions or removal of the terms means that you accept the changes.

INTELLECTUAL PROPERTY STATEMENT

All content on NCP Finance’s website and/or services is the copyrighted material of NCP Finance or the appropriate contributor, and is protected by United States and international copyright, trademark, and other applicable laws. NCP Finance’s website and/or services may include content, designs, and appearances, as well as trademarks, graphics, slogans, logos, colors, and designs that are the property of NCP Finance or other third parties. Nothing contained on our website and/or service(s) grants any license or other right to any of NCP Finance’s intellectual property or any third party’s intellectual property. You may not copy (other than for personal use, provided that you do not remove any trademark, copyright or any other notice contained in or on the content), modify, distribute, display, reproduce or republish any of the data contained on our website and/or service(s) without obtaining the written permission of NCP Finance.

APPLICABLE LAW

NCP Finance’s website and service(s) are created and controlled in the State of Ohio. As a result, the laws of the State of Ohio will govern the terms of use without giving effect to any principles of conflicts of laws. The parties agree that a condition of using NCP Finance’s website and/or service(s) is that any and all claims that arise out of the use of this website will be tried in a court in the State of Ohio and Ohio law will apply. The Ohio courts in Montgomery County, Ohio shall have exclusive jurisdiction and venue, and you consent and submit to the personal jurisdiction of such courts over any claim, suit or proceeding arising out of the use of NCP Finance’s website and/or service(s) or the terms of use. If you have a loan from NCP Finance, the law set forth in your loan documents will govern any dispute related to your loan.

DISCLAIMER OF WARRANTIES

YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF NCP FINANCE’S WEBSITE AND/OR SERVICES IS AT YOUR SOLE RISK. NCP FINANCE AND ITS AFFILIATES, THIRD-PARTY LICENSORS, AND SERVICE PROVIDERS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND/OR SERVICE(S) AND YOUR USE THEREOF.

NCP FINANCE MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY OR COMPLETENESS OF THE CONTENT ON THE WEBSITE AND/OR SERVICE(S) OR ON ANY SITES LINKED TO THIS SITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES OR INACCURACIES, (2) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER RESULTING FROM YOUR USE OF THE WEBSITE AND/OR SERVICE(S), (3) ANY UNAUTHORIZED ACCESS TO OR USE OF NCP FINANCE’S SECURE SERVERS OR ANY AND ALL PERSONAL OR FINANCIAL INFORMATION STORED ON THE SERVERS, (4) ANY INTERRUPTION OR CESSATION OF YOUR USE OF THE WEBSITE AND/OR SERVICE(S), OR (5) ANY VIRUSES OR RELATED PROBLEMS THAT MAY BE ACQUIRED OR TRANSMITTED IN CONNECTION WITH THE WEBSITE AND/OR SERVICE(S).

NCP FINANCE DOES NOT REPRESENT, WARRANT, ENDORSE, GUARANTEE OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY ON THE WEBSITE, SERVICE(S), ANY LINKED WEBSITE OR BANNER OR OTHER ADVERTISING, AND NCP FINANCE WILL NOT IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS.

LIMITS OF LIABILITY

IN NO EVENT WILL NCP FINANCE OR ITS AFFILIATES, REPRESENTATIVES, CONTRACTORS OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY DAMAGE, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH (1) THE USE OF NCP FINANCE’S WEBSITE AND/OR SERVICE(S), (2) ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS OR LOSS OF DATA, (3) ANY LOSS OF USE RELATED TO OUR WEBSITE AND/OR SERVICE(S) OR A LINKED SITE, OR (5) ANY CONTENT ON THIS WEBSITE OR LINKED SITE.

YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS NCP FINANCE AND ITS AFFILIATES, LICENSORS AND CONTRACTORS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS FROM AND AGAINST ANY AND ALL THIRD-PARTY CLAIMS, DEMANDS, LIABILITIES, COSTS OR EXPENSES, INCLUDING REASONABLE ATTORNEYS’ FEES, ARISING FROM OR RELATED TO ANY BREACH BY YOU OF ANY OF THESE TERMS OF USE OR APPLICABLE LAW, INCLUDING THOSE REGARDING INTELLECTUAL PROPERTY.

GUIDELINES FOR CHILDREN

It is NCP Finance’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. By accessing NCP Finance’s website and/or service(s), you affirm that you are at least 18 years old.

TERMINATION OF WEBSITE AND/OR SERVICE(S)

NCP Finance reserves the right to terminate the website and/or service(s) in their entirety at any time and for any reason.